Portfolio Manager/Commercial Underwriter - Amegy Tower/Houston TX
Houston, TX 
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Posted 1 day ago
Job Description

Amegy Bank is seeking aPortfolio Manager in Houston, TX to join the International Banking team. International Banking is a full-service lending group with expertise in financing solutions focused on exporters, importers, U.S. subsidiaries of foreign parent companies, and international corporates.

The ideal candidate for this position will require skills and experience necessary to:

  • Manage all steps of the credit approval process.
  • Prepare credit memo that analyzes financial statements, market risks, guarantor, loan structure, to determines the credit worthiness of a company, while adhering to credit policies, guidelines, procedures, and regulatory requirements.
  • Manage assigned portfolio for delinquency, matured loans, collateral, and financial statement monitoring, borrowing base and covenant compliance, risk grading, and monthly monitoring requirements.
  • Interact with customers, peers, credit officers, and management.
  • Keep informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
  • Provide early identification and proactive management of deteriorating credits and other problem situations.
  • Other duties as assigned.

Qualifications:

Requires a bachelor's degree in Finance, Accounting, Business or other related field and 2+ years of commercial loan underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.

  • Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit monitoring, risk administration, loan documentation, etc.
  • Formal credit training preferred.
  • Knowledge of banking products, services, policies, procedures, and regulations.
  • Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
  • Requires solid customer service, relationship, organizational, analytical, reasoning, and creative problem-solving skills.
  • Ability to meet deadlines.
  • Must have strong communications skills, both verbal and written.
  • Knowledge of various software applications including word processing and spreadsheets.

Benefits:

At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.

  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products


 

Job Summary
Company
Zions Bancorporation
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Salary and Benefits
Open
Required Education
Bachelor's Degree
Required Experience
2+ years
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