For more than 60 years, our members have been reaching their financial goals using the resources they gain through their membership with Michigan Schools and Government Credit Union (MSGCU).

As a not-for-profit financial institution, we return revenue to members by providing lower loan rates and higher savings rates. Our field of membership is broad and includes educational and government employees; students and alumni; retirees; and residents in the lower peninsula of Michigan. A small group of school teachers in Macomb County founded MSGCU in 1954, then known as Macomb Schools and Government Credit Union. Over the years, offices have opened, branches have moved, and our membership has grown to more than 130,000. However, through it all, our focus has remained on providing the best financial services possible.

Because of our financial stability, MSGCU continues to thrive in an economic environment where other financial institutions are failing. We have consistently achieved Bauer Financial's (www.bauerfinancial.com) highest rating, five stars, and boast a member satisfaction rate of 96%. We are growing; we currently have more than $2 billion dollars in assets and have 17 branches. All of this success means that your funds are safe, secure, and conveniently accessible.

Values

At Michigan Schools and Government Credit Union, we pride ourselves on maintaining a culture that attracts, engages, develops and retains talented team members. Our values remain at the core of how we serve our members.

Trust: Being Honest and Fair.
With such a strong emphasis on trust, we not only strive to provide fair and competitive offerings, but we act with integrity.

Engagement: Actively involved physically, mentally and emotionally.
We will give our members the attention that they deserve along with the right results.

Excellence: To be distinguishable by consistently exceeding expectations.
We take pride in all that we do, which is why we consistently receive high marks in overall satisfaction from our membership. We strive for 100% quality and accuracy no matter what...because our members not only expect it, but deserve it as well.

Relationships: We care about people.
The core principle of all credit unions is People Helping People. We take it one step further by showing our support for all our members and the communities in which we serve.

Financial Strength: Sustained Success.
MSGCU operates with sound financial principles. We, therefore, are able to provide the products and services members need to reach their financial goals.

Do you want to be a part of our dynamic team?

We work a little differently.
At MSGCU, team members go far beyond helping members manage their money. They embrace a set of core values, strive for excellence, and build relationships as part of a talented team. MSGCU has been recognized as one of the Top Workplaces in Michigan since 2013. If you have an interest in being part of our growing organization, we’d love to talk to you!